Chamwe Kaira
20Twenty Financial Solutions has issued its first sustainability-linked note, marking a milestone in Namibia’s debt market and securing funding to expand access to homeownership.
The issuance follows the launch of the company’s Sustainability-Linked Finance Framework in October 2025 and reflects growing investor interest in instruments that link financial returns to social outcomes.
The transaction was arranged and supported by RMB Namibia, which acted as arranger, NSX debt sponsor and sustainability coordinator.
The funding will support the expansion of 20Twenty’s inflation-linked home loan products, which aim to offer predictable repayments for borrowers while improving long-term financial resilience.
20Twenty provides residential, secured housing finance and allows investors to access the local housing market through its listed domestic medium-term note programme.
The programme supports broader socio-economic development by widening access to homeownership.
At the centre of the issuance is the Sustainability-Linked Finance Framework, which sets out clear sustainability targets.
The framework prioritises access to housing finance for first-time homeowners and women, two groups that have faced barriers to entering the property market. These targets are built into the structure of the note and will be measured and reported on each year.
The framework received an independent assessment from SLR Consulting (Africa), which issued a second-party opinion confirming alignment with sustainability-linked finance principles.
20Twenty chief executive officer Gideon Cornelissen said the issuance goes beyond raising capital.
He said it reflects investor confidence in the company’s business model and shows that financial performance and social outcomes can advance together. Cornelissen said the framework ensures accountability to the communities the company serves.
The note is the second sustainability-linked note issued in Namibia and the first to be inflation-linked, pointing to continued innovation in the local debt market.
The transaction also signals growing demand for environmental, social and governance-aligned investment options.
RMB Namibia transactor Monet Basson said the bank was proud to support the issuance.
She said the transaction shows how sustainability-linked instruments can deliver practical economic and social outcomes while deepening Namibia’s capital markets.
The deal also strengthens RMB Namibia’s role in sustainable finance by combining ESG structuring with debt capital markets expertise to deliver solutions that support clients, communities and the wider economy.
Caption
20Twenty Financial Solutions focuses on expanding access to homeownership through residential, secured housing finance.
- Photo: Contributed
