Elzita Beukes

6 Ways to Avoid Overspending this Season

6 Ways to Avoid Overspending this Season

Staff Writer As the holiday cheer takes hold, we’re bound to be tempted to spend more than we should, but having fun shouldn’t mean overspending. Budgets may seem restrictive and not part of the festive picture you have for your holiday, but ultimately they’re tools to help you live better. ‘We know that consumers spent more on their credit cards in December than any other month of the year – most of it on luxury goods and entertainment. Whether you’re staying home or going away, if you’re not keeping an eye on your expenses, overboard is where you’re headed’ says…
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Tips on how to be financially savvy this Black Friday

Tips on how to be financially savvy this Black Friday

Staff Writer With Black Friday just around the corner, it’s important for consumers to exercise caution and self-discipline when managing their money over this period. Lack of financial discipline around Black Friday can easily lead to financial woes especially in these trying times. Elzita Beukes, FNB Communication Manager says, you can avoid getting into financial distress over Black Friday by doing the following: 1. Plan your budget and be honest with yourself on what you can afford. 2. Do your research ahead of time - you need to know exactly what you want to buy and determine the price of…
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Small savings can go a long way

Small savings can go a long way

Staff Writer You don’t have to put away thousands to see the benefit of savings. In fact, starting small will not only give you the confidence that saving is possible, but will also help with your finances in the long run. “Starting a new savings habit will probably be the best financial decision you can make,” says Elzita Beukes, FNB Communications Manager. Here are a few tips to get started: Find a suitable account Now that you have decided to save, you need an account that is best suited to your new savings habit. This needs to be separate to…
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Top 5 tips to achieve financial independence

Top 5 tips to achieve financial independence

There are no short cuts to attaining financial freedom; it requires discipline and proper financial planning. Elzita Beukes, FNB Communication Manager, said: “Financial independence is the ability to live a financially independent life that neither relies solely on debt as a form of survival or living expenses. The main reason most people grapple with the concept of financial independence is because of a lack of discipline. “There’s no truth in the belief that you can only achieve financial independence when you are wealthy, it all depends on developing good money management skills.” In order to see the full worth of…
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